Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Overview of the Takaful Savings Plan

Planning your future financial security is essential, especially in a world where unexpected events can affect your long-term goals. The Takaful Savings Plan is designed to help you build disciplined savings, protect your family, and achieve financial independence — all under the principles of Shariah-compliant Takaful.

This plan ensures that your money grows gradually while offering protection benefits throughout the term, so you can confidently work toward life goals such as education, marriage, business investment, home purchase, or long-term savings.

Main Features:

Shariah-Compliant Protection & Savings
Your contributions are invested according to Islamic financial principles, ensuring ethical and Halal growth.
Expert Fund Management
Professional investment experts manage your funds to help you achieve long-term financial stability.
Flexible Contribution Options
Choose the amount and frequency of your contributions based on your financial capacity.
Partial Withdrawal Facility
Access a portion of your accumulated savings whenever you need financial support.
Family Protection Coverage
In case of an unfortunate event, your family receives financial support from the Takaful fund.
Long-Term Wealth Building
Helps you save consistently so you can meet major life milestones with confidence.

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FAQs

The plan offers various features:

• The ability to choose different levels of takaful coverage for the same contribution.

• Additional benefits to tailor the plan to your needs.

• Fund Acceleration Contribution to boost savings.

• Flexible access to savings.

The contribution you pay will be used to purchase units in a Shariah-compliant fund. You can choose from different Shariah Compliant Funds based on your risk appetite and investment goals. The available takaful funds are categorized with their respective risk profiles.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual contribution requirement for this plan is PKR 30,000.

Participants can choose to make FAC payments in addition to their regular contributions. These extra contributions are directed towards the Participant Investment Account, allowing for a more significant allocation to Shariah-compliant funds. As a result, participants may experience faster fund growth and potentially increased savings over time.

Yes, the plan offers additional benefits such as:

• Takaful Accidental Death Benefit: provides an additional lump-sum benefit in case of accidental death.

• Additional Term Takaful: offers the flexibility to increase your life cover when needed.

• Takaful Family Income Benefit: steady monthly income, equivalent to 1% or 2% of the Basic Sum Covered.

• Takaful Life Care Enhanced Benefit: The plan remains active after receiving a cash sum on diagnosis, ensuring continued coverage.